PrepayLoan.com

Terms of Service

Last Updated: May 3, 2025

Please read these Terms of Service ("Terms", "Terms of Service") carefully before using the PrepayLoan.com website (the "Service") operated by Data Design Group, Inc. ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

1. Use of Our Loan Calculators

PrepayLoan.com provides financial calculators and tools intended for informational and educational purposes only. By using our Service, you acknowledge and agree that:

• All calculations, results, and recommendations provided by our calculators are estimates only and should not be considered as financial, legal, or tax advice.
• Our calculators use standard mathematical formulas to provide estimates based on the information you input. The accuracy of results depends on the accuracy of the information you provide.
• The Service is provided as an educational tool and is not a substitute for professional financial advice.
• You should consult with qualified financial, legal, or tax professionals before making any financial decisions based on the results provided by our calculators.

2. Accuracy of Information

While we strive to make our calculators as accurate and useful as possible:

• We do not guarantee the accuracy, completeness, or usefulness of any information provided by the Service.
• Financial calculations involve many variables and assumptions that may differ from your actual circumstances.
• Tax laws, interest rates, and financial regulations change frequently, which may affect the applicability of our calculator results.
• The Service may include simplifications or generalizations that may not apply to your specific financial situation.

3. User Data and Privacy

When using our calculators:

• Information you enter into our calculators may be temporarily stored in your browser to provide calculation results but is not permanently stored on our servers unless explicitly stated.
• We do not collect personal financial information entered into our calculators for marketing purposes.
• Any data we do collect is handled according to our Privacy Policy, which is incorporated by reference into these Terms of Service.
• We use cookies and similar technologies to enhance your experience, as described in our Privacy Policy.

4. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Data Design Group, Inc. and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Data Design Group, Inc.

5. Links To Other Web Sites

Our Service may contain links to third-party websites or services that are not owned or controlled by Data Design Group, Inc.

Data Design Group, Inc. has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Data Design Group, Inc. shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

6. Disclaimer of Warranties

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

Data Design Group, Inc., its subsidiaries, affiliates, and licensors do not warrant that:

• The Service will function uninterrupted, secure, or available at any particular time or location;
• Any errors or defects will be corrected;
• The Service is free of viruses or other harmful components; or
• The results of using the Service will meet your requirements or be accurate or reliable.

7. Limitation Of Liability

In no event shall Data Design Group, Inc., nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service;
• Any conduct or content of any third party on the Service;
• Any content obtained from the Service; or
• Unauthorized access, use, or alteration of your transmissions or content;
• Reliance on calculator results or any financial decisions made based on information provided by the Service.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

9. Contact Us

If you have any questions about these Terms, please contact us at ddgflorida@gmail.com.